Are you interested in saving for retirement, making a new purchase or preparing for emergencies?
DISTINCTIVE FINANCIAL GROUP works with individuals and families to help them identify their financial goals. We provide information and education to allow clients to fully understand their options and we develop strategies and tools that helps clients reach their goals.
Give us a call at (757) 486-0090 to discuss your plans for financial independence.
The cost of education is going up — but you can prepare for what could be one of the largest expenditures you ever make. Don’t delay. Give us a call to learn more about ways you can save for your child’s education.
We can help as you plan for retirement. Let's have a discussion about your retirement objectives, and we’ll discuss options to consider as you work toward your financial goals.
As you manage the wealth you’ve built, we offer a diversified suite of products. Let’s discuss investment and other product options that may work for you. Call or visit my Virginia Beach office to learn how.
A mutual fund is an investment that allows individuals with similar financial goals to pool their money with other investors. The mutual fund's professional money managers invest that money in different types of securities that meet the objectives of the fund. Mutual funds are subject to investment risk, including the possible loss of the principal invested.
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An annuity is a contract between you and an insurance company in which the company promises to make periodic payments to you, starting immediately or at some future time. You buy an annuity either with a single payment or a series of payments called premiums.
A variable annuity is a type of contract that combines guaranteed retirement income with an investment feature that typically allows you to place investments in market-based "sub-accounts," which function like mutual funds.
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A fixed index annuity is a type of contract with a minimum guaranteed interest rate combined with an interest rate linked to a market index.
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A fixed annuity is a type of contract with guarantees for both the rate of return and the retirement income payout.
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Variable Universal Life Insurance is a type of life insurance contract that combines a death benefit with an investment feature that typically allows you to invest premiums in market-based "separate accounts," which function like mutual funds.
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*Guarantees are subject to the claims-paying ability of the issuer.
Securities and investment advisory services offered through Osaic Wealth, Inc., FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
See Osaic Wealth's Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Osaic Wealth offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Osaic Wealth’s Forms ADV, Part 2A, which describe Osaic Wealth’s investment advisory services, Regulation Best Interest Disclosure Document, which describes Osaic Wealth's broker-dealer services, and other client disclosure documents can be found here.
Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
This communication is strictly intended for individuals residing in the states of CT, DE, GA, MD, MT, NY, NC, PA, SC, VA. No offers may be made or accepted from any resident outside the specific states referenced.
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