Auto Insurance

Drivers in the state of Virginia are required to have auto insurance to legally operate a motor vehicle on the highways and in the city. Liability coverage is the absolute minimum that drivers must have to avoid fees and other penalties associated with operating an automobile without insurance.

An accident is the wrong time to learn that you have the wrong type of insurance in Virginia. Let the agents at Distinctive Financial Group help you find the auto indemnity plan that satisfies state requirements all while remaining within your budget.

What is the minimum coverage amount for auto insurance in Virginia?

Drivers in the state of Virginia are required to have at least:

• $25,000 bodily injury coverage per person and $50,000 bodily injury coverage per accident;
• $20,000 property damage coverage;
• $25,000 underinsured and uninsured motorist protection per person and $50,000 worth of coverage per accident;
• $20,000 uninsured and underinsured coverage for property damage.

Can you have a car without auto insurance?

It is possible to register a car in Virginia without auto insurance. You, however, are not legally authorized to operate the vehicle without showing proof of adequate coverage.

Those who register their vehicles without proper auto insurance are subject to a $500 uninsured motor vehicle fee. The fine does not absolve you from financial liabilities and other responsibilities if you have an accident while uninsured or underinsured. You are still liable for damages you cause and may be sued by the affected parties if you do not have an insurance policy to pay for repairs and injuries.

Call us today!

Do not let yourself fall into the trap of believing that auto insurance is not a necessity in Virginia. You can avoid the heartache of fines and lawsuits related to uninsured accidents by getting a policy that fits your lifestyle and financial standing. Call the agents at Distinctive Financial Group today to get started with a quote for coverage!