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Virginia Health Insurance Coverage

Health Insurance

Health Insurance

Some people in Virginia are blessed. They go their whole career without a sick-day; they never need a major operation; they don't even seem to have any allergies come Springtime.

But health insurance is unique among insurance types because even if you don't need it, you're still going to need it.

The saying goes: “An ounce of prevention is worth a pound of cure”, and regular checkups and preventive care can make all the difference. When you catch a problem early, it can be inexpensive and easy to address. And when they don't find anything, you can rest assured that there's nothing to worry about. Your physician can give you the advice to keep your cholesterol down and let you know what to watch out for.

A health insurance policy from Distinctive Financial Group isn't just about being covered in a worst-case scenario. Maybe you'll never need surgery; maybe you'll never need chemotherapy or expensive long-term hospital stays. In health, as in any area of life, some of us are luckier than others. But we all need checkups, we all need a trusted physician who can help us to live our best life.

Under the Affordable Care Act, many folks are eligible for tax credits to lower their premium costs. Our agents can help you understand and successfully navigate the rules to your best advantage.

A health insurance plan should at least include the following:

  • Medicare or equivalent. Medicare can help to create a solid foundation of good health, allowing for affordable checkups and cheaper medicine when needed.
  • Vision. Vision is our primary means of interacting with the world around us, and we need to make sure that we're covered should we require corrective lenses, laser surgery, and regular checkups.
  • Dental. Paying for dental work out of pocket can be very expensive, and everyone will require some dental work at some point or other.

Auto insurance and homeowner’s policies are generally about making sure that you're covered in an emergency. Health insurance, on the other hand, is very much about preventing those emergencies just as much as it is about addressing them when they do happen.

At Distinctive Financial Group, we can help people in Virginia to get the coverage they need to make sure that not only are they covered in a worst-case scenario, but they'll have all the tools at their disposal to try and prevent those worst-case scenarios in the first place. Adequate health coverage can help you to live a long, healthy life in Virginia. Get in touch and see what we can do for you.

At A Glance

  • Health
  • Dental
  • Vision
  • Medicare
  • Disability
  • Long Term Care

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What we offer

Our Trusted Partners

  • Aetna
  • Anthem
  • Cigna
  • Delta
  • Humana
  • Mutual of Omaha
  • National General
  • Optima
  • Progressive
  • Sagesure
  • Silverscript
  • State Auto
  • United Healthcare
  • Universal
  • Wellcare